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What is a mortgage? Here are the basics.

Presuming you do not have a very large supply of cash on hand, you will have to finance your home with a mortgage. A mortgage loan is essentially a secured loan that uses the home as collateral. Mortgages are typically paid in monthly installments over several years — usually 15 or 30 (40-year mortgages do exist, but they are not offered by every lender).
– Information from Cashay

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